Tag Archives: Financial Advisor

#18 Family Dynamics

March 27, 2023FinanceAscend Investment Partners, Financial Advisor, financial planner, Garrett Smith, Paul Norman, Portfolio Planning, Retirement, SavingYour-Investment-Partners

Family Dynamics

Today we will be talking about family dynamics. When you’re transitioning from one generation to the next, there’s often some hard conversations that need to take place. When do you bring a child in and what should they know, or if you’re a child helping out mom and dad, what should you know and what can you do to help?

Here are a few topics we will cover:

When to loop in the professionals – typically the sooner, the better
The important documents
What you can do to minimize any surprises
Cleaning up beneficiaries
Settling estates

Connect with Ascend Investment Partners:

Thanks for tuning in. Questions about today’s episode let us know.

https://ascendinvestment.com/

(801) 476 – 1200

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#17 Ways Your Retirement Can Get Off Track

March 13, 2023Finance, FinancialAscend Investment Partners, Financial Advisor, financial planner, Garrett Smith, Paul Norman, Portfolio Planning, Retirement, SavingYour-Investment-Partners

Ways Your Retirement Can Get Off Track

Today we are talking about ways your retirement can get off track. We discuss common mistakes that we’ve seen, and ways you may be able to avoid them. We also talk about questions you should be asking yourself through various financial stages.

Here are a few topics we will cover:

4 Common ways retirement can fall short
Work-optional phase
Side work or part-time work
Long-term savings
Starting early and being consistent
Earnings increases taxes
Having multiple tax buckets to draw from
What’s good now but what’s best for the future
Keeping your options open as much as you can for as long as you can

Thanks for tuning in. Questions about today’s episode let us know.

https://ascendinvestment.com/

(801) 476 – 1200

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#16 SECURE ACT 2.0 – What You Need To Know

February 27, 2023Finance, FinancialAscend Investment Partners, Financial Advisor, financial planner, Garrett Smith, Paul Norman, Portfolio Planning, Retirement, SavingYour-Investment-Partners

SECURE ACT 2.0 – What You Need To Know

Today we are talking about the recent legislation that was passed known as the SECURE ACT 2.0, we cover our approach to financial planning around the ever-changing legislative landscape, what unique financial planning opportunities the SECURE ACT 2.0 presents, and how you can fold this into your financial plan.

Rules are always changing in Washington. Since Covid, there’s been the Care’s Act, Inflation Protection Act, Secure Act, and now you’ve got the Secure Act 2.0, and all of them impact retirees and potential retirees.

Here are a few topics we will cover:

Sunset Provisions
ROTH Options
RMD’s – Checking the new rules
Penalties

Thanks for tuning in. Questions about today’s episode let us know.

https://ascendinvestment.com/

(801) 476 – 1200

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#15 What To Do With Extra Savings

February 13, 2023Finance, FinancialAscend Investment Partners, Financial Advisor, financial planner, Garrett Smith, Paul Norman, Portfolio Planning, Retirement, SavingYour-Investment-Partners

What To Do With Extra Savings

In today’s episode, we will be talking about what to do when you have extra savings. We will discuss how to think through the different trade-offs and balancing those with your financial goals, how to approach paying down debt and more.

The problem everyone wants to have – extra savings! We will be discussing what accounts and considerations you should have if you have extra savings.

Here are a few topics we will cover:

Ongoing Savings vs Lumpsums
Being Retired vs Still Working
Emergency Funds
Interest Rates
529 Plans

Thanks for tuning in. Questions about today’s episode let us know.

https://ascendinvestment.com/

(801) 476 – 1200

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#14 Budgeting

January 30, 2023Finance, FinancialAscend Investment Partners, Financial Advisor, financial planner, Garrett Smith, Paul Norman, Portfolio Planning, Retirement, SavingYour-Investment-Partners

Budgeting

Budgeting can be one of the most boring categories, but it can also yield the most information in our financial spending life.

In this episode, you get just me, Garrett! I will be covering four types of budgets that may work for you and how to decide if it’s one that you should implement. While budgeting takes a lot of work, it can give you the clearest picture in your financial life, especially during times of transition.

Here are a few topics I will cover:

50-30-20 Budget
Envelope Budgeting Method
Zero Based Budget
Value Based Budget

Thanks for tuning in. Questions about today’s episode let us know.

https://ascendinvestment.com/

(801) 476 – 1200

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#13 Cybersecurity

January 16, 2023Finance, FinancialAscend Investment Partners, Financial Advisor, financial planner, Garrett Smith, Paul Norman, Portfolio Planning, Retirement, SavingYour-Investment-Partners

Cybersecurity

Everything and anything you use online is a potential problem – check out today’s episode for some cybersecurity tips to protect yourself and your loved ones.

In this episode, you get just me, Garrett! I will discuss some cybersecurity ideas and tips around fishing and identity theft. I will also be discussing some things you can do around password management and some available resources to help you navigate and maintain good internet hygiene.

Here are a few topics I will cover:

Public computer risks
Leaving information laying around
Giving out information
Reusing passwords
Clicking links
Money movement verification

Thanks for tuning in. Questions about today’s episode let us know.

https://ascendinvestment.com/

(801) 476 – 1200

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#12 Starting The Year Out On The Right Foot

January 2, 2023Finance, FinancialAscend Investment Partners, Financial Advisor, financial planner, Garrett Smith, Paul Norman, Portfolio Planning, Retirement, SavingYour-Investment-Partners

Starting The Year Out On The Right Foot

What are some different things you can do to start the year out on the right foot financially?

In this episode, we discuss what issues you should consider at the start of the new year. We talk about personal goal setting and how to line up your investments insurance and estate planning up with your goals. We also touch on the importance of an emergency fund to make sure you can have a successful new year.

Here are a few topics we will cover:

Being purposeful with your spending
Protect the emergency fund – only using it for true emergencies
Reviewing your insurances for the year
Tax notices
Trusts

Thanks for tuning in. Questions about today’s episode let us know.

https://ascendinvestment.com/

(801) 476 – 1200

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#11 End of Year Planning

December 19, 2022Finance, FinancialAscend Investment Partners, Financial Advisor, financial planner, Garrett Smith, Paul Norman, Portfolio Planning, Retirement, SavingYour-Investment-Partners

End of Year Planning and Execution

What are some different things you can do to wrap up the year financially?

In this episode, we discuss different issues you should consider before year end. We cover what to look out for, as well as the areas you may need to pay attention to. We also discuss why it’s good to look back over your favorite and least favorite purchases of the year and any last minute tips before the end of the year.

Here are a few topics we will cover: